Personal & Family
Wealth & Retirement Planning
Comprehensive strategies designed with the goal of growing and preserving your wealth throughout every stage of life.
- Goals-based cash flow modeling and savings rate analysis
- Tax-aware accumulation strategies across taxable, tax-deferred, and Roth accounts
- Periodic plan reviews that adapt to life events and market conditions
Portfolio Management
Custom-tailored investment portfolios using a core and satellite approach.
- Risk-calibrated asset allocation aligned to your time horizon
- Low-cost core holdings paired with selective active satellites
- Disciplined rebalancing and tax-loss harvesting
Trust & Estate Planning
Strategies designed with the goal of protecting your legacy and help direct your assets according to your wishes.
- Coordination with your estate attorney on wills, trusts, and powers of attorney
- Beneficiary and titling reviews to avoid unintended outcomes
- Multi-generational wealth transfer and gifting strategies
Foundation & Endowment
Advisement for private foundations and endowments aligned with your philanthropic goals.
- Investment policy statement design assistance and spending policy guidance
- Donor-advised fund and private foundation comparison
- Mission-aligned and impact-investing options
Concentrated Stock Strategies
Manage concentrated equity positions with tax-efficient diversification strategies.
- 10b5-1 plan design guidance and executive compensation coordination
- Charitable remainder trusts and donor-advised funds for appreciated stock
- NUA analysis for company stock inside retirement plans
Retirement Income Planning
Income distribution strategies, Social Security optimization, and sustainable withdrawal planning for retirement.
- Tax-bracket-aware withdrawal sequencing across account types
- Social Security claiming analysis for individuals and couples
- Healthcare, Medicare, and long-term care funding planning
Business & Employers
401(k) & Qualified Plans
Full-service employer retirement plans tailored to your company size and culture.
- Plan design guidance, vendor benchmarking, and fee transparency reviews
- Investment menu construction and ongoing fiduciary support
- Compliance assistance for ERISA 3(21) and 3(38) responsibilities
Deferred Compensation
Deferred compensation and defined benefit plans for key employee retention.
- Non-qualified deferred comp (409A) and SERP arrangements
- Cash balance and defined benefit plans for high-income owners
- Funding strategies, COLI, and informal trust review
Insurance Services
Comprehensive business and personal insurance strategies to protect what matters most.
- Term and permanent life insurance needs analysis
- Disability, long-term care, and key-person coverage
- Buy-sell funding and business overhead protection
Business Succession
Plan your exit strategy with the goal of a smooth transition for your business legacy.
- Internal vs. external transition modeling (family, partners, third-party)
- Valuation framing and tax-efficient sale structures
- Post-exit wealth and lifestyle planning
Tax Planning
Integrated personal and business tax planning strategies that aim to minimize your tax burden.
- Roth conversion windows and tax-bracket management
- Entity structure, QBI, and pass-through deduction strategies
- Coordination with your CPA on multi-year tax projections
Employee Education
Financial wellness programs, enrollment seminars, and retirement readiness education for your workforce.
- On-site and virtual enrollment and education meetings
- One-on-one financial education sessions for employees
- Topical workshops: budgeting, investing, retirement, college
Ready to Begin?
Let's start the conversation.
Every plan begins with a complimentary, no-obligation conversation about your goals.
Schedule a ConsultationMy 360 Wealth Management Group, Global Retirement Partners and LPL Financial do not provide tax or legal advice. Please consult your tax advisor or attorney for guidance specific to your situation.
LPL Financial representatives offer access to Trust Services through The Private Trust Company N.A. an affiliate of LPL Financial.