Who We Help
- Investors with $250,000 or more across taxable, IRA, and 401(k) accounts
- Families who want a single, coordinated investment strategy across every account
- Business owners and executives with concentrated stock positions who need diversification
- Anyone who is tired of guessing whether their portfolio is built correctly
Our Investment Philosophy
- Low-cost ETF and index fund core for broad market exposure
- Selective satellite positions in active strategies, real assets, or alternatives when they earn their fees
- Asset location: putting tax-inefficient holdings in IRAs and tax-efficient holdings in taxable accounts
- Annual tax-loss harvesting in taxable accounts to reduce your tax bill while keeping market exposure
- Rebalancing on tolerance bands, not the calendar — we act when markets demand it
What We Don't Do
- We don't pick individual stocks for clients or chase the latest hot fund
- We don't trade frequently or charge commissions on any transaction
- We don't promise to beat the market — our objective is to capture potential market returns at low cost with disciplined risk management
Frequently Asked Questions
What is asset allocation?
Asset allocation is how you split your portfolio across stocks, bonds, real estate, and other asset classes. Research suggests this single decision drives most of your long-term return and volatility.
How often do you rebalance?
We rebalance based on drift tolerance bands — typically when a position is 20% off its target weight — rather than rigid quarterly schedules. This captures market volatility more efficiently.
Do you offer socially responsible or ESG investing?
Yes. We can build portfolios screened for ESG, faith-based values, or mission alignment using diversified, low-cost ETFs.
Ready to Talk?
Let's start the conversation.
Every plan begins with a complimentary, no-obligation conversation about your goals.
Schedule a ConsultationMy 360 Wealth Management Group, Global Retirement Partners and LPL Financial do not provide tax or legal advice. Please consult your tax advisor or attorney for guidance specific to your situation.
LPL Financial representatives offer access to Trust Services through The Private Trust Company N.A. an affiliate of LPL Financial.
Investing in mutual funds involves risk, including possible loss of principal. Fund value will fluctuate with market conditions and it may not achieve its investment objective.
Investing in ETFs involves risk, including possible loss of principal, as well as risks related to diversification, trading interruptions, and tracking accuracy. Their market value will fluctuate and may trade above or below their net asset value (NAV), and upon redemption, ETF shares may be worth more or less than their original cost.
Investing involves risk, including possible loss of principal. There is no guarantee that the views or strategies discussed will be suitable for all investors, achieve desired results, or protect against loss. Investors should consult a financial professional to determine what may be appropriate for their situation.