Business & Employers

Employee Financial Education & Wellness Programs

A 401(k) plan only works if employees actually participate, contribute enough, and invest sensibly. We deliver hands-on education — in person and virtually — that improves participation rates, deferral rates, and financial outcomes, while taking a measurable burden off your HR team.

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Programs We Deliver

  • Group 401(k) enrollment meeting coordination — onsite and virtual, in English and Spanish
  • One-on-one financial education sessions for employees during onboarding and annual reviews
  • Topical workshops: budgeting, debt management, investing basics, retirement, Social Security, college funding
  • Pre-retiree workshops for employees within 5 years of retirement
  • Custom benefit communication for open enrollment and total rewards programs

Who May Benefit

  • HR and benefits teams seeking measurable improvements in participation, deferral, and satisfaction
  • Employers in industries with high turnover where financial stress is driving disengagement
  • Plan sponsors striving to meet ERISA participant disclosure responsibilities (404(a)(5) and 408(b)(2))
  • Companies positioning total rewards as a differentiator in hiring and retention

Outcomes We Track

  • 401(k) participation rate before and after program rollout
  • Average employee deferral rate (target: 10%+ for retirement readiness)
  • Employee satisfaction with benefits and financial wellness — quantified through anonymous surveys
  • Number of employees on track to replace 70%+ of pre-retirement income

Frequently Asked Questions

Do you charge employees for one-on-one meetings?

No. The program is fully sponsored by the employer; employees receive unbiased, conflict-free advice at no personal cost.

Can you deliver education virtually?

Yes. We deliver group sessions and one-on-ones equally well in person (across California) or via Zoom for distributed workforces nationwide.

How is financial wellness ROI measured?

Most employers see improvements in 401(k) participation, deferral rate, reduced administrative questions to HR, and measurable lifts in employee satisfaction surveys within the first year of a structured program.

Ready to Talk?

Let's start the conversation.

Every plan begins with a complimentary, no-obligation conversation about your goals.

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